Ready to build long-term wealth through real estate? Whether you’re searching for a vacation home or looking to expand your investment portfolio, Simply Home Loans offers personalized guidance to help you every step of the way.

Your next property might be closer than you think! Our team can walk you through the pre-qualification process so you’re fully prepared to make an offer when the right opportunity comes along. We can also connect you with trusted real estate professionals to help you find the perfect property.

Mortgage Loan Options for Investment Properties & Vacation Homes

30-Year Fixed Loan
Enjoy predictable, steady payments by locking in your rate for the full 30 years. Spreading payments over a longer term gives you lower monthly payments, helping you manage your cash flow while you grow your portfolio.

15-Year Fixed Loan
Pay off your loan faster and reduce the total interest you’ll pay over the life of the loan. With a 15-year option, you’ll own the property free and clear much sooner — and potentially increase your monthly rental income sooner as well.

Why Choose an Investment Property Loan?

• Build rental income and grow your wealth
• Diversify your financial investments
• Benefit from property appreciation over time

Investment property loan programs typically require a 15% to 25% down payment, and a credit score of 680 or higher helps you qualify for the best rates. We’ll review your full financial picture to help you choose the right option for your goals.